Offline no account reqiured money tracker apps: Finances & Coinkeeper

11:26:00 PM cc 0 Comments

 While there are a number of bookkeeping apps that you can use, most of them seem to require you to sign up an account and link accounts to them. I am personally not comfortable with this, and would rather input everything manually. So I took some time to find ones that don't require internet or an account. Unfortunately most of the ones I've found don't look that great, but I've found two that seem to be decent and didn't have terrible UI design.

Finances

 This is a free app with a very minimalist design but its not ugly at least to me. There is a paid version of this app so there are limitations to the free version. The paid version is $9.99 and the biggest benefit to the paid version is adding more than 20 transactions per month. You can just add the total amount per category at the end of the month to sort of get by this 20 limit.

 What I like the most about this app is the ability to have different accounts. You can make accounts for different bank accounts, sources of income, by family members, hobby, and anything else. I find this to be very helpful and easy to keep things organized. You can put income and expenses organized within accounts. The categories are all shared between income and expenses so you can really organize those into which would go for income or expenses. You can totally customize them ad give them a color.

 There are statistics by text, bar graph, and line graph. he bar and line graphs are paid version only. You can recurring transactions and transactions than transfer from one account to another. Overall, this is really simple to use and understand bookkeeping app that I would recommend trying out.

Coinkeeper

 This app sets itself apart by having to drag your bank account to the expense categories to make a transaction entry. This app has more options than the Finances app, and it does take a bit to understand what does what. Its not as easy to understand and use as Finances. This also has a paid version or subscription, and has more limits than Finances does. Calendar is blocked, having more tags is blocks, and a number of other things are blocked.

 I find this to be good for those who want to budget they money. There's options to add debt, a savings goal, and budget goals. Both bank/income and expenses have their own categories and you can change the default ones to whatever you want them to be. The income default ones are Wallet and Bank account, but you can change them to be whatever. You can't change its color. but you can change the icons. The icons are nice, but wish there were more. You can also add tags but these are locked for paid versions so I can't say if tags are helpful or not. You can only have 10 expenses categories in the free version.

While its not as clean and simple as Finances, it does do the same sort of thing just more. I do recommend giving it a try if it seems something that can help you. There is a bar graph and lists out all your transactions in each category, its not the easiest thing to look at personally.

Overall, both are decent apps and hard for me to really choose between the two. So I would say try them both out for awhile and see if one works better for you.