Givling
Givling is an interesting app thats free where people answer trivia, watch ads, buy coins, or do offers to crowdfund to pay off users' debt like student loans, mortgage, etc. The app's UI design isn't the best so it took me a bit to understand how this works, but essentially you can earn money from being winning a random drawing, have the highest score in the trivia competition, or have the most queue points to be the next loan to be crowdfunded. I checked this app out because I'd like to have my student loan debt paid off. I'm not sure if I'll be able to get any money from this app since it seems to be a lot of work, but I will try it out for awhile. So far this seems a more possible way to actually get your student loans paid than any other methods I've seen so far.
The trivia game is simple. You answer as many true or false trivia questions and once you get three wrong answers the game is over. You're put into a team of 3 each time you play, and your scores are added up. Each day you get two free trivia turns to play, and if you want more you'd have to buy coins. I'm not sure how much each question cost in points, but so far in the leaderboard the winners earned around 20,000 in points. I'm not good at trivia and only been able to answer a handful correctly and been able to get 200-600 pts. So getting up to 20,000 I'd probably have to get like 20 trivia right which is impossible for me. The trivia game competition is a week long period that starts and ends on wednesdays. The winning team gets to split prize money of up to $100,000. Not sure how the cash prize money is determinded, but you can see the amount by tapping on the middle three line menu icon and it will say "You're playing for 1/3 of $____" and right now it says the prize is $34,443.
When the funding reaches $35,000 there will be a random drawing to win $10,000. In order to be in the drawing pool you meed to play the free trivia game 10 times in a 30 day period. A numbered star on the left side will let you know how many games you've played. My luck isn't great so I doubt I'd win this.
Everything you do in this app earns you Queue points. There are two different types of ranking: Green competitive, and Orange less competitive. Only difference is that the Green counts points you've earned from buying coins or merchandise. The one who has the most points at the time the current loan is fully funded is next in line to get funding. They will alternate between the rankings so if a green one has its loan funded, the next one is an orange one, and after that one is a green one. At this moment the top users on the green ranking board has around 258,000,000 points. The orange top ranking has around 113,000,000 points. Its a butt load of points! The current loan right now includes an excerpt from the user who says she started this app over a year ago! So it definitely will take a lot of time to be able to earn enough to be next in line. Each one will get $50,000 to use to pay their loan which is a decent amount of money so I feel the time and effort may be worth it especially for those who earn less than 50k a year.
Other than playing the trivia game, buying coins, and doing offers, you can also earn quene points from watching ads! There's a TV icon button on the bottom right where you can watch short ads up to 30 times a day. Once the ad finishes you get to spin a wheel and earn up to 15x in quene points. This is a good way to get your queue points up and climb the ranking. When I signed up and started using this app I got 500,000 points which everyone was awarded with if they played a game that day. So it seems points would be awarded so its worth using this app one a day.
You can also earn points from inviting people so if you'd like to check this app out you can add my invitation code CC764056 on the sign up page!
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